Estate Planning

Estate Planning

An estate plan can serve to bypass taxation, and provide clear direction on your wishes for the future. We provide you with a teamwork approach to make sure those wishes become fulfilled, while you live and thereafter.

Included in your plan there needs to be a purposeful strategy we develop with you. Along the way we may need to include a CPA or your tax professional for direction on current tax code provisions. If necessary, an Estate Planning Attorney may also be used to legalize your intentions. We will recommend those as needed, based upon your unique set of circumstances.

Some or all of the components listed here may be used to create your estate plan:

Beneficiary Designation

Our job is to help ensure the beneficiaries named on your accounts exist or are still the correct beneficiaries. We will confirm these beneficiary designations are consistent with your overall estate plan.

Health Care Directive/Living Will

Do you have specific wishes regarding the administration of life-prolonging procedures? This document, provided by an attorney can convey your wishes when you are no longer able to communicate them.

Durable Power of Attorney (General and Healthcare)

This is important to have named someone to make financial and healthcare decisions on your behalf, should you become incapacitated. A Durable Power of Attorney is an important document that allows you to name this individual. It is even more imperative to those who do not have, nor wish to set up, a living trust.


Do you have a last will and testament? At a minimum, you need to have a will to insure that your assets transfer in the manner that you would prefer them to transfer.


This is one of the cornerstones of your estate plan. It is important when there is concern about estate taxes, avoiding probate, controlling the transfer of assets to heirs, leaving assets to children, protecting assets during incapacitation or eventually needing assistance with money management and paying bills. We can refer a competent estate attorney for drafting of your unique trust.

*Trusts should be drafted by an attorney familiar with such matters in order to take into account income, gift and estate tax laws (including generation skipping transfer tax). Failure to do so could result in adverse tax treatment of trust proceeds.